Our Service & Fee Structure
We believe in transparent pricing with no hidden costs, so you’ll always know what to expect.
Initial Meeting
Our initial meeting is an opportunity for us to understand you, your family, your goals, and your future aspirations. During this session, we’ll discuss how we can assist you and design a service plan tailored to your needs.
- Cost: Free
- Commitment: None
After this meeting, we will customise our service and fee structure to match your specific circumstances. This allows us to offer a range of services, from comprehensive support for complex needs to a more minimal approach if that better suits you.
Financial Planning Only Service
- Description: This service provides an essential financial plan, including a comprehensive cashflow analysis, without regulated advice. It is ideal for clients who prefer to manage their own investments and savings or those with an existing investment management relationship but need assistance in structuring and maintaining their financial arrangements.
- Initial Financial Plan Fee £1,275 to £2,750 depending on complexity
- Ongoing Fees £1,560 per annum or £130 per month.
Full Advice Service:
- Description: This comprehensive service includes an essential financial plan, comprehensive cashflow analysis, and full advice with the implementation of recommended actions.
- Initial Fee 1.8% First £250k, 1.4% next £250k, 1.0% next £500k, 0.6% Balance
- Ongoing Fee 0.8% First £500k, 0.6% of next £500k and 0.4% of balance
Your Questions Answered
We believe value can be measured in two ways:
- Financial Gains: This includes increased wealth through improved investment returns, reduced costs, or minimised taxes. These gains often far exceed our fees.
- Peace of Mind: Knowing you are financially secure, having an expert for advice, and keeping your plans in order offers immense psychological benefits. This can even encourage more confident spending, adding to your overall well-being.
No, our fees are tailored to suit your individual needs. This allows us to provide an attentive service for clients with complex circumstances and requirements, or a more streamlined ‘light touch’ service if that is more appropriate for you.
The best way to find out how much our financial planning advice would cost for your specific situation is to contact us. After discussing your situation, we will provide you with a personalised proposal outlining the key planning services we recommend and the associated fees. Additionally, we will adjust our fees if your service needs change over time.